Let’s Clear Up the Confusion Around Health Insurance
We get it, health insurance can be overwhelming. Here are answers to the questions we hear the most.
I don’t know what kind of plan I need. Can you help?
Absolutely. That’s exactly what we’re here for. Whether it’s Marketplace (ACA), private coverage, short-term, or something else, we’ll walk you through your options based on your situation.
Do I have to pay to get a quote?
Nope. Quotes are 100% free, and there’s no obligation to enroll. We’re here to help, not to hard-sell.
What do I need to get started?
Just your ZIP code, age, and a general idea of who needs coverage. If you qualify for subsidies, we may ask about your income to calculate savings.
When can I enroll in health insurance?
- ACA plans: Open Enrollment runs from Nov 1 – Jan 15. You may also qualify for a Special Enrollment Period after certain life events (job loss, move, marriage, etc.)
- Private or short-term plans: Available year-round
- Medicare: Open Enrollment is Oct 15 – Dec 7
Can I get coverage for my whole family?
Yes! You can get coverage for yourself, your spouse, children, or even parents in some cases. We’ll help you bundle it all in one plan if it makes sense.
What about dental and vision?
You can add dental and vision plans to most health insurance policies, or get them separately. We offer both!
Is Sunshine Health Insurance Agency an insurance company?
No, we’re a licensed agency that works with multiple insurance providers to help you find the best fit. Think of us as your guide in a complicated system.
Still have questions? Contact us or call us at 888-575-2233